Are you sick of sending your monthly mortgage payments via mail? Do you desire a method of payment that is more practical and effective? You need look no farther than the online mortgage payment system from Ameris Bank. You may simply make your payments from the convenience of your home with just a few clicks.
Online mortgage payments is not only more practical, but it also has several advantages. You may set up automated payments to make sure you never forget to make a payment, examine your payment history and mortgage information, and even make extra principle payments. In this post, we’ll explain how to make your Ameris Bank mortgage payment online step-by-step and go over all the benefits of doing so.
Advantages of Paying Your Mortgage Online
By paying your mortgage online, you will be able to easily manage your finances from the comfort of your own home, without having to deal with paper bills or lengthy bank lines. Online transactions are convenient, safe, and simple to use. You can access your account 24 hours a day, seven days a week and make payments at any time, from any location, as long as you have an internet connection.
In addition to its convenience, paying your mortgage online can save you time and money. By setting up automatic payments, you will not have to fret about postage or mailing costs, and you can avoid late fees. In addition, online payments are eco-friendly because they reduce the quantity of paper waste generated by conventional billing methods. By electing to pay your Ameris Bank mortgage online, you will take advantage of a modern, eco-friendly method of managing your finances.
Configuring Automatic Payments
Automatic mortgage payments can be simply scheduled to ensure timely and trouble-free transactions. Setting up automatic payments means that your monthly mortgage payment will be automatically deducted from your bank account on a predetermined date. This also eliminates the need to remember to make payments or stress about incurring late fees.
To set up automatic payments, you must provide your bank account information and select the date of each month on which the payment will be deducted. Typically, you can arrange this via your online bank payment or by contacting your mortgage servicer directly. Once set up, you can be confident that your mortgage payments will be made on time without any additional effort from you.
Accessing Payment Histories and Mortgage Information
Explore your payment history and mortgage details to retrace your mortgage’s history. With Ameris Bank’s online mortgage payment system, you can quickly access your payment history and observe comprehensive account information. Simply log in and navigate to the “Payment History” section to begin.
In the payment history section, you can observe the amount and date of your past mortgage payments. You can also observe any late or missed payments, as well as any associated fees and charges. In addition, you can observe your current mortgage balance, interest rate, and other account-specific details. This feature is a great method to monitor your payments and ensure that everything is current and accurate.
Making Supplemental Principal Payments
Consider making additional principal payments if you want to pay off your mortgage more quickly and save money on interest. When you make additional principal payments, you reduce the amount of your balance that accrues interest, which means you will pay less in total interest fees. This is particularly advantageous if you have a long-term mortgage, as interest charges can accumulate over time.
One approach to make additional principal payments is to increase your monthly mortgage payment by a small amount. Even adding $50 or $100 per month can make a substantial difference over time. When you have excess cash on hand, such as from a bonus or tax refund, you can also make a lump-sum payment toward your loan’s principal. Check with your mortgage lender to ensure that there are no prepayment penalties before making any additional principal payments.
A Step-by-Step Guide to Making Your Online Mortgage Payment with Ameris Bank
Amortize your monthly mortgage payments with the assistance of Ameris Bank’s online payment options. Online mortgage payments with Ameris Bank are straightforward and can save you time and effort. Here is a step-by-step guide for making an online payment.
Sign in to your top mobile banking apps of Ameris Bank first. If you do not already have an Ameris Bank account, you can readily create one by following the on-site instructions. After logging in, visit the “Payments” section and select “Mortgage Payments.”You can then select the account for which you wish to make a payment, input the payment amount, and choose the payment date. It’s that simple! With Ameris Bank’s online mortgage payment options, you can easily avoid late fees and penalties and remain on top of your monthly payments.
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