Best Chime account promotions

Best Chime Account Promotions With Sign-Up Bonus

Best Chime account promotions range from signup bonuses to cash back rewards, referral programs, and interest on savings. This article will discuss them and why they’re worth considering.

Signup Bonus

If you’re looking to open a new Chime account, you might want to take advantage of their sign-up bonus. By using a referral link from a current Chime member, you can get a $100 bonus after receiving a qualifying direct deposit into your new account. In addition, if you refer a friend to Chime, each of you can receive the $100 bonus.

To be eligible for the bonus, all you need to do is open a new Chime account and receive a payroll direct deposit of at least $200 within the first 45 days. Chime is a great option for those who are looking for fee-free banking with no minimum balance requirements.

You will get bonuses for signing up
You will get bonuses for signing up

Chime accounts are FDIC-insured, which means your money is protected up to $250,000 in the event that Chime fails. With their sign-up bonus and referral program, it’s worth considering Chime for your banking needs. 

Cash Back Rewards

Cash back rewards are a popular way for individuals to earn money simply by making purchases with their credit or debit cards. One example of a cash back rewards program is the Chime Spending Account. Chime offers referral rewards of $50 for each successful referral made by an existing Chime member.

However, it is important to note that if you earn $600 or more in referral rewards per calendar year, you will be required to fill out a Form 1099-MISC for referring Chime members. Chime is also a member FDIC bank, which means your account is insured up to $250,000.

To earn referral rewards, your friends or family members must open a Chime spending account and make a direct deposit into the account, which is a requirement for activating their Chime card. It’s easy to earn cash back rewards simply by referring friends or family to join Chime. We highlight the top-rated prepaid card offers that provide reliable financial solutions for your money management needs. 

Referral Programs

Referral programs have become increasingly popular as companies seek to attract new customers and incentivize their existing clientele to refer their friends and family. One such program is offered by Chime, a digital banking platform that rewards its users for referring others to open a new Chime spending account.

referring a customer through phone can get bonus
Consider the programs that associated

To participate, users simply share their unique referral link with their network and encourage them to use Chime for their banking needs. If someone uses their link to establish a new account and receives a direct deposit of $200 or more within 45 days, both the referrer and referee receive a bonus of $50.

It’s important to note that Chime has not been approved or otherwise endorsed by any government agency.

These bonuses are subject to change or termination at any time without notice. However, for those who are interested in earning extra money while spreading the word about Chime, this referral program is definitely worth considering.

Chime offers additional perks like a Chime checkbook, mobile banking access, and no hidden fees or minimum balance requirements.

So why not use your Chime spending account and receive some extra cash for sharing the love? Explore the reliable online banking options that Chime provides for efficient money management.

Interest on Savings

Interest on savings is a major factor to consider when selecting a bank for your savings account. One bank that offers good savings interest rates is Chime. In addition to their competitive rates, Chime also offers a range of great banking features such as no hidden fees, early direct deposit, and easy account management through their mobile app.

Chime also offers various banking offers that appear on their app from time to time, which can help you to earn more interest on your savings. Another great feature of Chime is their SpotMe referral incentive referral reward, which allows you to earn referral bonuses for every friend or family member you refer to Chime. 

Visa debit card with competitive benefits
Chime Bank offers competitive benefits

Once your referral has successfully opened a new account with Chime, both you and the referred person could receive a bonus in your accounts. Therefore, if you’re looking to earn more interest on your savings, it’s essential to find a bank that offers good rates and additional benefits like Chime. 

ATM Fee Reimbursements

ATM fee reimbursements are a great perk of having a Chime account. When you have a Chime account, you can use any Green Dot ATM for free as many times as you want. But, if you need to use a different ATM, Chime will reimburse you up to $2.50 in fees per transaction, for a maximum of three transactions per day.

It’s important to note that the compensation may impact the posting order of the transactions, so keep that in mind when you’re checking your account balance. Additionally, to be eligible for ATM fee reimbursements, you must have opened your Chime account at any Green Dot location, activated your card, and made at least one transaction.

Another great feature of Chime is the ability to send money to other Chime members instantly and for free. This is a convenient way to split a bill with friends or send money to family members. If you misplace your Chime debit card, you can temporarily disable it in the app and order a replacement card, which will be sent to you for free.

Overall, Chime makes it easy and stress-free to manage your finances, with features such as mobile check deposit, automatic savings, and alerts every time you make a transaction. 

Let’s find out what is interesting about Chime cards


Yes. Signup bonuses are often limited to new customers. Companies may offer promotional bonuses and discounts to attract new customers, but these are typically limited-time offers that are only available to first-time customers.

Customers who already have an account are often excluded from these deals. So while existing customers may still be able to take advantage of other promotions, they are usually not eligible for the signup bonus.

No, there are generally no restrictions. Chime account holders can earn cash back rewards on eligible purchases with no spending caps or restrictions, so you can make as many purchases as you want and still receive the same rewards.

Customers can also access their rewards at any time, so they don’t have to wait until a certain date or time to take advantage of their rewards. Chime account holders can also use their rewards for anything they’d like, from cash back to gift cards or merchandise.

All you have to do is log into your Chime account and click on the “Refer a Friend” link. From there, you can enter your friend’s email address and click “Refer”.

Your friend will then receive an email invitation with instructions on how to join the referral program. Once they join, you’ll both get a cash reward!

No, there is no minimum balance required to earn interest on savings with Chime. You can start earning interest on your balance immediately with no minimum balance requirement. This is one of the great benefits of having a Chime account, and it makes it possible to start saving without having to worry about meeting minimum balance requirements.

No, there are no international ATM fee reimbursements offered by Chime. However, Chime does offer a fee-free ATM network with over 38,000 ATMs that can be used without incurring a fee. Additionally, Chime customers can receive up to $200 in ATM fee reimbursements each fee period if they have a qualifying direct deposit.

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