Bjs Credit Login, Payment| BJ’s Perks Mastercard Credits
Bjs Credit Login. How do I access the My BJs Perks Comenity Mastercard credit card and make a payment? How does pre-approval work and how do I apply online? How to register an account online and activate a new card? Check for all the latest updates including all features, fees, rates, services, etc. related to the BJ Credit Card.
About Bj’s Credit Card
Comenity Capital Bank and BJ’s teamed up and offered a credit card to all BJ customers. They can use this credit card to get cashback on all purchases. All BJs credit card accounts are managed by Comenity Bank and new accounts will be approved by Comenity based on the eligibility criteria set by Comenity.
Offer is exclusive to My BJ’s Perks® Mastercard® Credit Card holders enrolled in the My BJ’s Perks® Elite program. Alcoholic beverages, cigarettes or tobacco-related products, lottery tickets, gift card, propane, gasoline.
- The minimum recommended credit score for this credit card is 660
- Get benefits and rewards if you like to do your grocery shopping at BJ’s wholesale club instead of just sticking to BJ’s
- Introductory OfferNoneRewards rate5% cash back on most BJ store purchases
- 2% cash back on non-BJ dinners and gas purchases
- 1% cash back anywhere else Mastercard ® is acceptedNormal APR15.24% – 25.24% VariableAnnual fee$110 for annual membership
Watch this video to understand more abour this card.
Pros
- 5% cash back on most BJ purchases beats Sam’s Club and Walmart credit cards
- Save 10 cents a gallon on BJ gas purchases every day
- The card works as your bjs membership card
- Cashback issued in $20 increments (club redemption at cashier)
- Get an immediate 10c discount on every gallon of fuel at BJ’s Gas® when you use your BJ’s Perks Plus® credit card to pay for your fuel purchase.
Please note that purchases at BJ’s Gas® are not eligible purchases or eligible purchases made at BJ’s and do not accumulate earnings
Cons
- $110 Annual Membership Required for BJ’s Perks Elite mastercard
- Rewards expire 6 months from issue date (can request a check before expiration)
- Rewards cannot be used on BJs.com, at BJ gas stations or outside of BJ’s Club locations
- No sign-up bonus or intro APR
BJs Card Login: Bj’s Perks Mastercard Credit Log-In
Comenity Bank issues My BJ’s Perks® Mastercard® Credit Card Accounts under a license from Mastercard International Incorporated. Mastercard International Incorporated’s registered trademarks include Mastercard and the Mastercard Brand Mark.
If you wish to login and access online banking all available services, please follow the process below.

Login Prerequisites/Requirements
- There are some login requirements as mentioned below.
- Please register first and create a username and password if you don’t have one.
- Organize your Comenity BJs login URL.
- A trusted device and secure browser must be available to link your account.
Bjs Mastercard Login Process
BJs Comenity mastercard login includes some simple steps, try to do one time and you can do it for next times.
- Open the official BJ’s Comenity account page at “c.comenity.net/bjs”
- Click on the Login button and you will see a login form on the same place.
- Enter your username and password and login. You can now search and connect different services through your dashboard.
Other cards also sign-in on Comenity platform: oportun login, aspire credit card login, carters card login, destiny
How To Recover Your Lost Username And Password?
The username and password recovery feature is available directly through the login form. Please check the steps below.
- Visit the BJ’s Comenity account login web and click the Login link.
- On the login form, click the Forgot username/password link.
- On the next screen, you will have to verify your account. Enter your information and click the Find My Account button.
- After account identification, retrieve your username and password with the help of on-screen instructions.

How To Register And Create An Online Account?
All BJ customers can register an account online through the official Comenity website. After registration, customers will be able to connect all account-exclusive services as mentioned below.
- Check account balance, summary, transaction details and past history.
- Sign up for the paperless statement and receive your billing statement via email.
- Pay credit card bills and set up an automatic payment service.
- Manage text and email based alerts and configure them at your convenience.
- Edit your profile and contact details.
Registration process:
- Visit the Comenity BJ account web.
- Click the Register Now button. You will be redirected to an account identification webpage.
- Enter your account details such as your account number, zip code, and the last four digits of your social security number.
- Click the Find my account link to verify the account.
- After verification, you will be redirected to an online registration form. Complete this registration form and create a new username and password. This username and password will be used to connect your account in the future.
How To Activate My BJ Mastercard Perks Elite?

You can now activate your new credit card online. Please check the steps below.
Visit The BJ’s Comenity Account Page.
- Click on the Activate card menu item to start the activation process.
- You will see an account activation form on the next tab. Enter your credit card account number, expiration date, zip code, and the last four digits of your SSN or SIN.
- Click on the Continue button after entering all the details. Your credit card will be activated instantly.
Phone Activation:
Customers can also activate their credit cards by calling the customer service number. Call the phone number 1-855-816-2424 and share your credit card details to activate your card instantly.
BJ Credit Card Online Application?
All customers can visit the BJ website to submit their applications online. Please review all terms and conditions before applying for a credit card. Click the BJ credit card agreement link to open the agreement file.
You can apply for a new credit card only if you are registered on the official website and are a member of BJ’s. Please check the online application process below.
- Visit BJ’s online application webpage at “bjs.com/cobranded/perksLanding”.
- Click the Apply Now link, an online form will appear on the next screen where you will have to validate your membership to the BJ.
- Enter your membership number, first and last name and click the Continue button.
- After validation, you will be redirected to an online application.
- Please complete this application form and submit it for approval by Comenity.
- Comenity Bank will verify your credit card application and upon approval, you
- You will receive your new BJ’s Mastercard.
BJ Credit Card Pre-Approval: The pre-qualification verification feature is not available on the official website. You will have to submit a complete application.
How Can I Pay With Bj’s Credit Card?

Comenity Bank offers various payment options to customers. The customer can choose any payment method to pay the BJ Mastercard invoice. Please more details below.
Online Payment:
Please follow the steps below.
- Please visit the official BJ’s Comenity account page and login using your username and password.
- After logging in, you will find a user dashboard where you can access different online account services.
- Go to the Payment section of your dashboard.
- In the payment options, enter the payment amount, payment account, payment date, etc and make your payment.
- You will have to add a checking account as a payment account.
- You can also schedule your payment up to 30 days in advance.
Send A Payment:
Cardholders can also send an email for payment of their credit card bill. The email address is written below.
Comenity Capital Bank, PO Box 650966, Dallas, TX 75265-0966
The email address is also written on the monthly billing statement, so please verify the address and read other email-related instructions.
Payment By Telephone:
Some customers prefer to make phone calls instead of using online options. Comenity Capital Bank has a telephone payment facility and customers can pay their credit card bills by calling the customer service number at 1-855-269-1622.
Customers can use the automatic dialing machine to pay bills. A checking account number and routing number will be required for payment over the phone, so keep an eye out for this information.
EasyPay
Customers can use Comenity Capital Bank’s EasyPay facility. By using the EasyPay facility, customers can pay their credit card bills online. Customers can visit Comenity BJ’s EasyPay page where they will find an online form (as shown below).
Comenity BJ EasyPay Form
Now you need to provide your credit card information such as your account number, zip code and the last four digits of your SSN. After that, click on the Find My Account button.
After identifying your account, you will receive details about your account and payment methods. If you’re sure you’re paying the exact bill, you can use any available payment method and pay your card bill.
Configure Automatic Payment:
Automatic payment settings are available in the payment section when you log into your online account. You can set up automatic payment and the amount due for the required monthly statement will be debited from your checking account every month on the due date. There is no need to keep track of your due date after setting up automatic payment.
Note: Please try to send your payment to Comenity Capital Bank before 5pm on the due date to avoid any late fees. After 5pm, payment will be posted the next business day.
FAQs
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