Discover Student Loans Login Online & Discover Loan Account
Through the Discover Student Loans Login website, students can manage their loan accounts online. If you are already a user, instructions on how to access to the system and pay your loans will be provided. You will learn how to create a Student Loans online account if you’re a first-time user so that you can track and view your student loan. Information about how to log-in, payment policies, and customer support will all be included on this page.
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About Discover Student Loans
Private student loans from Discover Bank, a company with over a century of experience, have been made available to student enrolled in more than 2,400 colleges and institutions since 2010. There are loans with fixed or variable interest rates that can pay the entire cost of tuition.
Discover is one of the top American card providers. Nevertheless, Discover offers a wide range of additional financial solutions, including student loans for student studying undergraduate, graduate, MBA, health professions, law, residency, and bar exam loans.
If you need financial assistance to finish your degree, Discover card is a fantastic option because, depending on your program, you can borrow up to the whole cost of attendance.

The lender also requires forbearance options, which is uncommon for private lenders, as well as rewards for getting good grades and completing the program you’ve chosen. Discover is not necessarily the ideal choice for all borrowers, though, because of its tight payback conditions.
You are given a loan payment due, or a time when you are not required to make monthly payments, with the majority of discover’s student loans. Payments might not become due until 6 or 9 months after you graduate, or if your enrollment status goes below half-time, depending on the type of loans you have.
And What happens if you pay less than the minimum payment on student loans?
Every month you underpay, you’ll additionally be charged a late fee and can be subject to penalty APRs. Your credit score will eventually plummet when your loans servicer discovers the missed payments and informs the card bureaus.
Discover Students Login
Below are 3 steps for student loans log into:
- Check out the Student Loans webpage: https://studentloans.discover.com/MFA/EnterUsername.aspx
- A username and password are required.
- Select “Log in” from the menu.

Note: A debit card cannot be used to pay for a Discover credit card. However, you can make an electronic transfer from the bank account to which a debit card is connected to pay a credit card.
Some of the benefits of logging
There are lots of advantages of discover credit cards log into
- There are loans available that start at $1,000. to assist families in covering the gap between financial aid and individual school expenses.
- Co-signatures are accepted. Parents or grandparents frequently decide to co-sign student loans discover, which may entitle them to a cheaper interest rate.
- There are no origination, app, or late fees with Discover.
- A lower interest rate may be available to you if you set up automatic payments. If you decide to pay interest solely, you may also be qualified for a rate decrease.
- If borrowers maintain a 3.0 GPA (or equivalent) or above throughout any academic term for which the loan is being taken out, they will be eligible for a one-time cash back incentive on each new Discover undergraduate and graduate student loan. There is a time limit on the prize redemption period.
- The majority of student loan debt in the United States is federal; over 92% of all outstanding loans discover student are federal debts. Approximately 43 million borrowers are currently responsible for the $1.6 trillion-plus federal student loans portfolio.
Forgot user ID Code or Password Code
- Users select either the user ID or passcode buttons on the sign in screen.
- Please enter your last name, social security number, and birthdate in order to continue.
- Click continue to finish the forgotten ID name and code form.
Types of Discover Student Loans
It might be challenging to qualify for federal student loans forgiveness, and Sallie Mae private of student loans are not eligible. Refinancing is one of the loan repayment choices, nevertheless. Discover provides a range of student loan products. In this part, we will provide a quick summary of each of them and emphasize some of their key characteristics.
Discover Undergraduate Loan:
An undergraduate loan is a great choice if you need a small supplement to a federal loans that have already been granted. Like with any other student loans terms, if your credit score is high enough, you won’t need a cosigner and there are no extra costs. You are not required to agree to repay it while you are still in school, but you can if you like by paying a $25 monthly payment.
- APR Fixed: 4.49% to 12.39%
- APR range: 1.24% to 10.99%
- $1,000 in loans, up to the full cost of attendance
- 15-year loans term
- 6 months grace period
- Discover does not reveal the minimum credit score. All loans applications are either accepted or refused.

Graduate Loan:
Student enrolled in professional medical schools, law schools, and the majority of Ph.D. programs are the main beneficiaries of this loan. It can pay for all of your educational costs, up to 100%. These student loans come with a 9-month grace period and a slightly higher APR than Undergrad loans. Having a strong credit cards home is typically essential to be eligible for this loan, even though a cosigner is not required.
- Fixed APR range: 4.99 to 12.39 percent
- Range of variable APR: 1.99% to 11.37%
- Up to $1,000 in loans, depending on the cost of attendance
- Loan duration of 20 years
- nine months of grace
- The required credit score is not made public by Discover. All loan requests are either granted or denied.
MBA Loan:
Even though we’re not sure if this is the best private student loan on the market, it is without a doubt one of the quickest. Due to its online app process and quick approval time—as little as 15 minutes—this student loan is one of the most useful ones accessible. This loan requires good payback terms and no fees; it is only available to MBA and business school student.
- APR fixed range: 4.49 to 10.59 percent
- Variable APR ranges from 2.24 percent to 9.99 percent.
- Up to $1,000 in loans, depending on the cost of attendance
- Loan duration of 20 years
- Minimum credit score: When you apply, your card history is reviewed, just like it is for other student loans.
Law School Loan:
As the name says, these loans are designed for lots of law school student and can help them pay up to 100% of their tuition costs. They differ from comparable products in that you can choose the interest rates and payback schedule. It makes sense why this feature is regularly praised in Discover student loan reviews.
- APR fixed range: 4.49 to 8.99 percent
- Range of the variable APR: 1.99% to 8.59%
- Up to $1,000 in loans, depending on the cost of attendance
- Loan duration of 20 years
- Six to nine months of grace
- The required card score is not made public by Discover. All loans requests are either granted or denied.
Medical School Loan:
One of the most well-known private of student loans is the Med school loan, which is intended for a graduate student pursuing degrees in the medical professions. For these loans, you are not required to pay an app fee for a Discover student loan. Prepayment penalties, origination fees, and late fees are not present.
- Fixed APR range: 4.49 to 7.74 percent
- APR is between 1.99 and 6.99 percent.
- Up to $1,000 in loans, depending on the cost of attendance
- Loan duration of 20 years
- Six to nine months of grace
- The required credit score is not made public by Discover. All loan requests are either granted or denied.
Discover Residency Repayment
Resident loans are designed for graduates of medical schools who are starting their residency training programs in hospitals. For the period of their stay, these loans can be used to cover both normal living expenditures and moving costs. The maximum loan amount will depend on your field of study, and the loan’s 20-year repayment period.
- Fixed APR of 6.24 to 7.99 percent
- Variable APR, 5.24 to 7.34 percent
- $5,000 to $18,000 in total.
- Loan duration of 20 years
- Six to nine months of grace (possible deferment of payments up to 5 years)
- The required card score is not made public by Discover. All loan requests are either granted or denied.

Bar Exam Loan:
The curriculum was designed primarily with bar exam preparation for recent law school graduates in mind. These loans are meant to help with living expenses and exam prep fees. Like all student loans, a cosigner isn’t always required, but the majority of recent law school grads will definitely end up needing one.
- 6.99 to 12.49 percent fixed APR
- APR varying between 6.24 and 11.74 percent
- Maximum loan amount: $18,000
- 20-year term of the loan
- And the grace period lasts for six months after graduation.
- No credit score is made that is necessary.
Customer Service
Log-in and send us a secure message if you have particular inquiries regarding your account or app.
- Fax: 1-224-813-5195
- Mail Address: Documents for the application Student Loans Customer Service PO Box 30947 Salt Lake City, UT 84130-0947
- Phone number: 1-844-337-4645