Kinecta federal credit union login online & mobile banking

Kinecta federal credit union login

Kinecta federal credit union login offers its members internet banking and mobile banking to manage their finances, pay bills every time, everywhere and more. Keep reading this article to know about how to log in, sign up and know other useful information about this union! 

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About Kinecta federal credit union

Kinecta Federal Credit Union is a federally chartered credit union based in Manhattan Beach, California. Originally established in 1940, Kinecta has over 275,000 people and assets of over $6.5 billion as of 2021.

It is the 35th largest credit union in the United States and has 32 branches in three states: California, New York, and New Jersey. 

Kinecta provides a diverse range of products and services for individuals and businesses, including checking accounts; car loans, RV and boat loans, credit cards; mortgage loans; home equity loans and lines of credit; business accounts.

About Kinecta federal credit union

The online banking, bill payment and mobile services are safe and convenient, providing their members with flexibility as well as access to over 5,800 shared union branches and over 85,000 ATMs automatics at no additional cost 1 nationwide

Kinecta was originally known as Hughes Aircraft Employees Federal Credit Union (HAEFCU).

HAEFCU was established in 1940 by twelve Hughes Aircraft engineers with total assets of $60. In 2001, HAEFCU changed its name to Kinecta FCU after Hughes Aircraft Company was acquired by Raytheon Corporation in 1997. 

In April 2021, Kinecta and Xceed Financial Credit Union merged.

How to log in from the website?

Once you can log in successfully, you can use all services related to checking & savings, credit cards, loans & lines, mortgage, investments, and insurance for no fee.

To get access, here are the steps which you need to do:

  1. Go to the official homepage:
  2. Enter your Username
  3. Click “ Login”
How to log in from the website?

Kinecta is committed to protecting your account and ensuring the safety of your information. However, as a user, it is imperative that you understand your role in preventing unauthorized activity on your account.

Before using the Online Banking service, make sure your computer is secure and protected against viruses and intrusions. 

Here are some ways to protect your computer.

  • Install anti-virus software
  • Use a trusted computer
  • Secure your wireless network and be careful of public wireless networks
  • Always log out when you’re done
  • Use a strong password and never give it to anyone
  • Phishing—Be careful when opening attachments and clicking on links

Also related to Chessie Federal Credit Union

How to log in from the mobile app?

Managing your money is easy now! Sign in to your accounts from anywhere anytime on a mobile device with Kinecta Direct Mobile Banking.

You will have access to:

  • Account balances: Simplified with Quick Balance where you see balances without logging in
  • Transaction history: View and search all transactions, including those pending on your account ( check holds, certified drafts, and Kinecta debit card transactions)
  • Biometric login: For easier and faster login, enable fingerprint authentication or face recognition
  • Funds transfer
  • Deposit checks easily and for free: Take a photo of your check and deposit it in your account
  • Bill pay: Add bill payees and schedule one-time payments
  • Electronic documents: Electronic versions of your account statements, credit card statements, notices and tax documents
  • Apply for consumer and housing loans
  • View Branches and ATMs

Download the app by searching its name on the Apple store and Google Play.

Here are the simple instructions to sign in:

  1. Open the app on your smartphone
  2. Enter your User ID and Password
  3. Click “ Sign in’’
How to log in from the mobile app?

How to enroll in an account?

Signing up is very simple and only takes a few minutes by these instructions:

  1. Go to the enrollment page 
  2. Read the form of terms and choose “I accept the terms of this agreement”
  3. After that, click ” Enroll”
  4. Provide “Social Security Number / Business TIN or EIN, Date of Birth / Business Open Date, Zip Code, Email Address”
  5. Click ” Submit “
How to enroll in an account?

How to recover your Username/ Password?

Kinecta allows their customer to retrieve or reset usernames and passwords anytime:

For Username

  1. Go to the page
  2. Enter your “Member Number/ Joint Owner Number, Zip Code”
  3. Press the “Submit” button
How to recover your Username?

For Password

  1. Go to the page
  2. Provide your details
  3. Press the “Submit” button
How to recover your Password?

Customer service

If you have any issues or need assistance, you can live chat directly with one of the Member Contact Center team people. Simply clicking on the “Chat with a live agent” button on the sign-in page. Or you can contact them through:

Phone number:

  • US: 800.854.9846   
  • International: 310.643.5400
  • Mortgage: 800.854.4501
  • Commercial:  888.371.7501
  • Pin reset: 877.315.3483


  • Mon – Fri : 5:00AM – 6:00 PM PT 
  • Sat: 6:00 AM – 3:00 PM PT


The ATM Card has a $1,550 daily transaction cap overall, as well as the following restrictions: 

  • A daily ATM withdrawal cap of $550
  • A daily PIN-required POS transaction cap of $1,000

Proof that you are at least 18 years old and have a current Social Security number is required. a legitimate piece of U.S. government identification, such as a passport, state ID, military ID, or driver’s license. contact, address, and employment details. Minimum deposit of $5.

You can carry out many of your financial transactions and obtain services at branches or other credit unions in the network. By using the CU Service Centers® network, your membership and accounts remain with Kinecta, but you can sign in and conduct business with them through one of the convenient CU Service Centers® locations. Through a network of participating credit unions, connections to your Kinecta and credit union services are made easy.

To log into this information, from our home page:

  1. Click on the “Locations” link 
  2. Check the appropriate boxes
  3. Enter your place or postal code
  4. Click on “Search”

A list of the nearest union will appear. Click on the name of the credit union or the “Map & Directions” link for additional information regarding the specific union.

Although you can receive funds to your Kinecta debit card, at this time, you cannot send money using Zelle 

Like the big banks – People will be pleased with them because of higher deposit dividend rates, low or no fees, and personalized. With balances NCUA-insured up to $250,000, your finances are safe with them

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