LendingPoint Login Personal Loans, Mobile App & Customer Service

LendingPoint login to your online account to get low-interest loan assistance, high annual percentage rewards, and fast, time-saving monthly payment approvals without going to the bank.

About LendingPoint

LendingPoint is a global corporate finance solution and technology & methodology providing personal loans range, point of sale and electronic payments services.

It looks at a person’s full financial situation, looking at credit history, employment history, earning potential and other data to determine creditworthiness.

It allows consumers with credit scores between 500-850 to obtain more affordable loans and discounts on traditional credit factors such as FICO score, debt-to-income ratio (DTI) and payment ratio (PTI).

Lending Point Financial was founded in 2014 by Tom Burnside, Franck Fatras, Victor J. Pacheco and Juan E. Tavares at 1201 Roberts Avenue #200, Kennesaw, GA 30144, USA.

Advantages of Login into LendingPoint

Low credit score requirements: In order to qualify for a personal loan, consumers generally need to have good credit, which means a credit score between 670 and 850. In contrast, LendingPoints only asks for fair credit; its minimum credit score is 580.

Fast selection and loan disbursement: If you need funds now for an unexpected emergency, LendingPoint provides fast decisions. If accepted, your loan can be disbursed as early as the next business day.

Many different loan amounts: Borrowers with fair credit are often serviced by lenders with lower loan ceilings than other businesses. But LendingPoint offers loans between $2,000 and $36,500. Although its maximum loan amount is lower than some of its competitors, it still offers a variety of options.

LendingPoint Platform

To improve approval rates, LendingPoint’s AI CreditTech platform operates at the direction of your risk. Enables you to build a loan portfolio according to your risk tolerance, while serving more community members and meeting the lending needs of more customers.

Lender’s precedences

Expand your portfolio
Increase customer loyalty
Meet the financial needs of more people near you
Provide users with a seamless digital financing experience (white label)
Gain higher approvals while maintaining risk tolerance
Overall portfolio performance improvement

LendingPoint personal loans login to my account

Sign in by Website

LendingPoint Limited Liability Company is committed to helping customers achieve their best financial lives by providing easy access to money with customer-friendly features like same-day approvals and no upfront penalties, see posting instructions and sign on to your online account below:

Use your trusted browser and go to the link: https://www.lendingpoint.com/
Click Login on the menu bar at the top corner of the main interface
You will be redirected to a new interface, now enter your Email and Password in the blank boxes, then press Enter to complete

Sign in by Mobile banking app

Get started by installing LendingPoint mobile app on your mobile device
- Provide personal account information to the application
Press on “Login”, you can save your login for later by ticking “Remember My Email“

Note: You can check what you qualify for without affecting your credit score, complete your application, manage your account, chat and receive exclusive discounts program, all in one place when downloading apps from Google Play or Apple Store.

Reset Password for Lending Point login account

In the account login area, select the words “FORGOT PASSWORD?”
Enter the email address associated with your account as shown below
Click “Submit” and follow the next instructions until done

Apply for a Lendingpoint user

Step 1: Visit the Lendingpoint’s homepage

On the mainpage please click the “Apply” button on the top right corner

Step 2: Supply personal procedure

An online registration applicant form will appear, all you need to do is fill in all the required additional information including:

Loan amount
Loan purpose
First name
Last name
Date of Birth
Phone
Email
Address to live
Zip code
Individual Pre-tax Annual Income
Last 4 numbers of Social Security Number
Finally, create your account bank

Step 3: Finished

Click on the “CHECK MY OPTIONS” button and wait for LengdingPoint LLC’s approval to be sent to you.

Lendingpoint payment login

LendingPoint Pay is a term loan available through the digital card you use to pay for purchases at participating merchants (The prepayment penalties are quite high, so don’t let the debt go too long):

Scan the QR code of participating merchants to register for a loan
Make a quick decision and choose your loan terms
Once approved, use your digital card to make your first purchase with a minimum $500
Make additional purchases within the next 90 days with a minimum purchase of $50

Review LendingPoint 2022 for Fair Credit

Is the Lender Reputable?

It is accredited by the Better Business Bureau with an A+ rating. Based on over 5,000 reviews, this lender has a Trustpilot score of 4.8 out of 5 stars, which is a good profile.

In U.S. News’ evaluations of personal lenders scored 4.1 out of 5 stars, 3.9 for affordability, 4.0 for eligibility and 4.3 for customer service. U.S.

With loan origination fees up to 7% and APRs as high as 35.99%, some customers may not be able to afford a LendingPoint makes loan. However, loan rates are fixed and some borrowers may qualify for a lower APR after six months of on-time payments.

Comparable LendingPoint Options

OneMain Financial

It has no minimum credit score requirements, but those with lower credit scores usually have higher interest rates. APRs range from 18.00% to 35.99%. For some borrowers, OneMain origination fees can be up to 10% of the loan amount.

SeedFi

It is a secured personal loan option that holds a portion of the loan as collateral in an FDIC-insured bank account. Borrowers do not have access to all borrowed funds, but those with poor or low credit may have a better chance of qualifying. Once the loan is paid in full, the guarantee can access their savings account. SeedFi APRs range from 11.59% to 29.99%.

How do I contact LendingPoint Customer Service?

Search for customer care team at customerservice@lendingpoint.com or speak to a representative by calling 888-969-0959 from:

8 a.m to midnight ET from Monday through Friday
10 a.m to 9 p.m ET on Saturday
10 a.m to 4 p.m on Sunday

Sending a letter to Payment at LendingPoint, LLC, Attn: Member Services, 1201 Roberts Blvd, Suite 200, Kennesaw, GA 30144.

Social media platforms with Facebook and LinkedIn.

FAQs

The approval rate is good if you have a low debt consolidation ratio and meet its requirements. Some requirements include being at least 18 years old, earning enough to make monthly payments, and having a credit score of 600.

Flexible 24-hour payment options: Borrowers can choose to personalize certain aspects of their repayment, such as bi-weekly or monthly installments. You can also set their repayment date when they sign a loan agreement, which they can revise annually.

LendingClub and LendingPoint are not the same, no. In contrast to loans from LendingPoint, a direct lender that only offers personal loans and business financing, LendingClub is a peer-to-peer lending network that offers unsecured personal loans, business loans, vehicle refinancing, and medical finance.

Have a query? Message us on PowerPacPlus.org or post a question below in the comments. Please feel free to add your comments below if you wish to share your knowledge or experience.