Lowe’s Credit Card Login Account Payment | Synchrony Bank
Lowe’s Credit Card Login portal allows you to manage your Lowes credit account, payments, check your free credit score and other financial services. This post will show you very simple steps to login your business and personal credit accounts, get your password and userID back, credit payment with Lowe’s Advantage Credit Card. Keep reading for more details!
About the Lowe’s Advantage Credit Card
Beside Lowes Pro, when you use the Lowe’s Advantage Card, you’ll save 5% off your qualifying purchase or order charged to your credit accounts. The Advantage Card allows customers who spend $299 or more to spread their credit payments over time with Special Financing. This is a significant benefit when making a large credit investment such as a new appliance suite or flooring.

In addition, non-promotional purchases and purchases made during promotions are subject to the standard credit account terms. The standard APR for new accounts is 26.99%. The absolute minimum interest rate is $2. The privacy terms that apply to current cardholders can be found in their credit card agreement. For the Lowe’s Business Credit Cards, you can earn 5% cash back at Lowe’s for the first six months and 2% after that.
Lowe’s Credit Card Login – Access Your Personal Credit Cards Online
By logging in, you can make credit payment and manage your privacy more efficiently. Here are the steps to Lowe’s Credit Card Login:
- Go to the lowes.syf.com login site
- Enter your userID and password
- Clicking on the “Secure Login” button

Note: Remember that you may only login if you have already created accounts. If you are unable to travel to the login page, please check your network again, reload the page or change the login IP address. If you need quick payments, you can “Pay as a guest.” We show you how below.
Get Forgotten Password Back
- Click “password” link
- Enter your userID and ZIP code
- Click the “Continue” button.
- Pick your password

Retrieve Forgotten User ID
- Click “UserID” link
- Enter your Account number and Zip code
- Click the “Continue” button
- Keep following the instructions to finhish

Lowes Credit Login Business Account
Once you login, you can manage your Lowe’s Commercial and Lowe’s Business Advantage credit accounts online from any device, at any time, from any location. Viewing your invoices, statements, paying your card credit and other credit information is simple and secure.
Following are the login procedures.
- Go to the lowes.syf.com/commercial/ site
- Enter your userID and password
- Tap the “LOG IN” button.

Recover Forgotten Password.
- Click “Recover your password” link
- Enter your Account number and User D
- Click the “Next” button.
- Pick your password
Recover Forgotten User ID
- Click “Recover your userID” link
- Enter your account number, first and last name, email address and the month and day of your mother’s birthday.
- Tap the “RECOVER USERID” button
- See your userID at the end

Other Credit Card Options You May Need
Credit Card Application
- Go to the Lowe’s Credit card application page at “lowes.com/l/Credit/consumer-credit-center/”.
- Click the “Apply Now” button
- Enter your information, including last 4 digits of your SSN/ITIN, phone number, your name, address and contact Information
- For each completed part, click the “Continue” button.
- To complete your application, follow the rest instructions.
Credit Card Activation
- Go to Lowes credit card activation page
- Enter your userID and password
- If you are a new user, click the “Register” button to enroll
- Enter the card number from the front side of the card to continue.
- Enter required information, including your date of birth, the last four digits of your CPR number or your mother’s maiden name.
- Log into your accounts immediately
- Select “Activate Your Card” from the menu bar
- Keep following the instructions and accept all privacy terms and conditions
- Your card now operates
Check Aligibility For A Lowe’s Credit Card
- You navigate to the Consumer Credit Center page at “lowes.com/l/Credit/consumer-credit-center”.
- Click the box under “See if you pre-qualify”.
- Enter your SSN/ITIN and phone number. Click “Continue”.
- Continue to provide your information until the end,
- Now you can see whether you prequalify.
Log into Credit Card Account With Lowe’s App
- Download the Lowe’s app from App Store or Google Play.
- Launch and open the app
- Enter your userID and password in the required box
- Click “Secure Login”.

Lowe’s Credit Card Payment Methods
You must register with the card-issuing financial institution before you can conduct a Lowe’s credit card payment online. You must visit the American Express (AmEx) login page to make a credit payment with your American Express Lowe’s Business Rewards Card. Following are payment credit card options for you to choose:
Login Payment
Card login payment customer can follow these steps to finish the service:
- Go to the webpage that handles credit payments.
- To begin the registration process, you must provide your account number and zip code for cards, as well as the card number and card ID number printed on the back of the card.
- To complete event registration and access, simply follow the on-screen instructions.
- Create a payment plan and set up recurring payments: To complete the transaction, we require the card account and routing numbers associated with your bank.
Synchrony Bank’s QuickPay Online Payment
Using QuickPay credit card service from Lowes Synchrony Bank login, you can pay your bills online without logging in.
- Go to the Lowes QuickPay
- Enter your details, including the last four digits of your social security number and your billing postcode.
- Then just follow the on-screen instructions.
Guest Payment
- Go to https://lowes.syf.com/accounts/login/.
- For cards issued by Synchrony, you must provide your account number as well as your zip code to begin the registration process. For other cards, you must state the card number and card number.
- Follow the on-screen instructions to complete registration
- Plan and arrange payments. You must provide your banking account and routing number to complete the transaction.
Payment By Mail
It also accepts credit payments by mail. The address on your statement is where you should send a credit check and money order, or you can just use one of the addresses below.
Below are types of cards and corresponding address for remitting payment:
- Lowe’s Project Card or Lowe Advantage Card: Lowe’s, PO Box 530914, Atlanta, GA 30353-0914, USA
- Lowe’s Visa Rewards Program: Lowe’s, PO Box 960010, Orlando, FL 32896-0010
- Lowe’s Commercial Accounts: Lowe’s, PO Box 530970, Atlanta, GA 30353-0970, USA
- Accounts Receivable at Lowe’s: Lowe’s PO Box 530954, Atlanta, GA 30353-0954, USA
- Lowe’s Business Rewards with American Express: Call American Express at 866-537-1397 to get the payment address for your state.
Phone Payment
You can use your credit cards to create a phone credit payment, but you may be charged more if you need to do it quickly. Call to do payment customer service using the numbers listed for your credit account type:
- Lowe’s Consumer Credit Cards: 888-840-7651
- Lowe business account: 888-840-7651
- Lowe’s Receivables: 866-232-7443
- Lowe’s American Express Business Rewards: 866-537-1397
Customer Service
Here are Lowe’s phone numbers:
- Lowe’s Business Advantage: 1-800-508-2520
- Lowe’s Advantage: 1-800-444-1408
- Lowe’s Commercial Accounts: 1-866-232-7443
- Lowe’s Business Rewards: 1-866-537-1397
- Customer Service: 1-800-445-6937

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Conclusion
Thanks for reading the PowerPACPlus article, we hope this article can help you understand more about Synchrony Bank For Lowes Credit Login, make payment and use financial services with your credit cards. Please let us know your thoughts by leaving your comments below.