Mattress firm credit card login, Payments & Customer service
All information about Mattress Firm Credit Card login, registration, payments, customer service and more will be found in this article. Consider applying for this credit card if you want to upgrade your mattress because it has no annual fee and you can finance your mattress purchase at 0% APR for up to 5 years. Let’s explore this card now!
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About the mattress firm credit card
The Mattress Firm credit card ( Mattress Firm Synchrony HOME™ Credit Card) is issued by Synchrony Bank.
It allows you to finance all your Mattress Firm purchases, whether you are buying a mattress, bedding, or babies or kids’ products. If you want to buy furniture or home decor, the Ashley Credit Card is for you
Opening a Mattress Firm account or maintaining an account is free. As with all credit cards, you need to make payments on time to avoid interest and other charges.
However, you can postpone paying interest for the corresponding periods mentioned below if you are approved for special financing programs and make consistent monthly payments.
No matter how much money you spend, you can take advantage of financing and low monthly payments anytime (based on how much money you want to pay every month):
- No interest if you fully pay within 6 months.
- No interest if paid in full within 12 months.
But remember, use your Mattress Firm credit card to purchase, if the promotional purchase is not paid in full, interest will be charged to your account from the purchase date. Minimum monthly payments are required.
The Mattress Firm card has no expiry date and is valid as long as you use it.
Advantages of the card
- No annual fee
- High approval odds
- Interest rate: 29.99 % variable APR
- 400+ is the recommended credit ratings
- $38 for the late payment fee
- Introductory Rate: 0% APR up to 60 months
- Balance Transfer Rate: 0% APR for up to 60 months
Disadvantages of the card
- Deferred interest financing ( if you don’t pay off your balance in full within the promo period, interest will be charged on the promo purchase from the purchase date, and the APR is insanely high at 29.99 %)
- Can only use at Mattress Firm
- Zero rewards or cash back
How to mattress firm credit card login online?
You can sign up for paperless statements, set up payments, check the duration of your promotional financing period, and set up account alerts. You can also view your monthly invoices and payment due dates.
Here are the steps for Mattress firm credit card login:
- Visit mysynchrony.com
- Choose the “Login” button on the top right corner of the screen
- Enter your Username and Password
- Click “Log in”
How to register an account online?
Follow the below instructions to get started:
- On the login page, choose “ I want to register”
- After that, enter your Account Number, the last 4 digits of your SSN, Date of birth
- Follow the instructions on the next pages after clicking “Continue”
How to recover a forgotten Username or Password?
You can retrieve your account information anytime if you forgot it. Follow the below guide to get it back quickly:
For Username
- Go to this recovery site
- Fill in your Account Number, the last 4 digits of your SSN, Date of birth
- After filling in, click “Continue”
For Password
- Go to this recovery site
- Provide your details
- Click “ Continue”
How to apply for a Mattress Firm Credit Card?
To give yourself the best chance of approval, be sure to take care of your credit score. Synchrony Bank is known for its high approval ratings. This is good news for people with low to medium credit (400+) as they will likely be approved for this card!
Information you need to provide
- Planned purchase amount
- Your name
- Address
- Personal contact details (telephone number and email address)
- Date of Birth
- Social Security number
- Monthly net income
Introduction for application
Before deciding to choose to apply for this card, make sure you already read the Terms & Conditions carefully
Follow the below steps:
- Visit the site
- Enter your required information
- Click “Continue”
Note: When you receive your card, it has a sticker on the front, you have to call the number on the sticker to verify your information and activate your account.
How to make a payment?
There are some convenient options for you to make your Mattress Firm credit card payment:
Online
Making regular on-time payments, setting up multiple payments at once, and setting up an autopay bank transfer or electronic payment becomes easy to make once logged into your account
You can make online payments 24/7. You can also enable offline payment to speed up future payments through your online account.
Pay as a guest
Do not log in, you can also pay your bill here. You will need to fill in your information including your card number, the last 4 digits of your social security number card zip code
Note: You won’t be able to do anything other than paying your balance when you log in this way.
Pay by phone
You can manage your account or make payments by calling the number on the back of your card or calling 1-866-396-8254. Charges are associated with telephone payments.
Pay by email
Send your payment (by check, money order, Western Union, or Walmart Bill Pay) to the below address:
Mattress Firm Credit card
PO Box 960061
Orlando, FL, 32896-0061
Card’s customer service
If you experience any problems with your card, please contact customer service immediately by using the chat live function on the official website or sending a secure email.
Or you can call 1-866-419-4096.
Note: Please be aware that Synchrony Bank is unable to chat or give sensitive account information through insecure channels in order to assist safeguard the privacy of the customers.
A representative will get in touch with you for all inquiries but kindly give them at least 3 business days.
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