Petco Credit Card Login Payment, MasterCard & Pals Reward Program

Petco credit card login can be difficult for Petco shopper. But this is the first step that you need to take to be able to use the payment features and transactions, and join the Petco credit card rewards program.

This shouldn’t be difficult for you anymore because this Powerpacplus article is for you and it will answer your questions and fulfill your needs.

Things must know about the Petco creditcards and MasterCard

This credit card was designed by pet lovers for pet lovers, according to Comenity Capital Bank, which issued the Petco Pay card. The Petco Pay by Credit Cards was designed with this saying as a motto and inspiration. We recommend getting a credit card Petco if you are an animal lover and own one or more pets

Things must know about the Petco pay credit card and MasterCard

You can manage your personal account, make the card online payments, place orders, and more after you sign in to your Petco credit card just like any other credit cards available. With the online service, you can easily and quickly manage your Petco credit card account and order and pay anytime, anywhere with just one device with an internet connection.

Benefits of the Petco Credit Card

Shop with your Petco Pay credit cards to enjoy all benefits including:

20% off your first purchase when you register and use Petco Pay credit cards at the time of account opening
2X Pals Rewards Points at Petco. Earn 2 Friend Points for every $1 you spend at Petco when using Petco Pay
Special financing options are available
Personalize your card by adding a photo of your pet – for free!
When you shop with Petco Pay credit cards, we donate to save animal lives
Extended buddy rewards and points credit for 1 year
No annual fee
Even if you have a poor credit score, you will be accepted

Versions of the Petco pay

Petco offers two creditcards, both issued by Comenity Bank. Neither has an annual fee, and both is rewards card:

Petco Pay Credit Card: This card can be used only at Petco stores and is known as a “closed-loop” credit card.
Petco Pay Mastercard Credit Card: This version can be used anywhere Mastercard is accepted. Business cards that can be used more broadly are known as “open loop” cards.

To be eligible to apply for these cards, we must participate in the complimentary Petco Pals Rewards loyalty program. When we register on the site, we have to fill out a single application for both cards.

Petco credit card login on comeniny bank website and mobile app

Here’s the easiest, most efficient way we’ve found to access your Petco pay credit account online.

Login for Petco Card in website of Comenity credit union

The first way for you to log in to your Petco pay card account is through the Comenity website. Here are the detailed instructions

Step 1: Go to Petco Pay Comenity

Go to the Petco Pay Comenity website at “d.comenity.net/ac/petcopay/public/home”

Step 2: Enter your Information account

On the login page, enter your Petco account to login including:

Username
Password

Enter your information account and complete

Step 3: Done

Click the Sign-In button to finish. You have successfully logged into your Petco account.

Login to the Petco home page

Here are step-by-step instructions for using a cell phone or tablet to login to the credit cards Petco.

Open the Petco login site at “petco.com/shop/LogonForm”

Enter your email and password in the required field.

Enter your email and password in the required field then sign in

Click on the “Sign-In” button.

Login to Petco credit card on the mobile app

To login on the Petco mobile app, you need to follow these steps

Step 1: Download the Petco Credit Cards mobile app.

Click on the link below to install the Petco mobile app for your Android or Apple smartphone or tablet.

Appstore: Click here
Google Play: Click here

Step 2: Open the Petco Mobile App.

You start the downloaded Petco credit card program. The login screen is displayed. You must enter your user ID and password. Then click Sign-In to access your Petco credit card account.

Recover username and password of Petco credit card

The following section will show you how to retrieve your username and password.

Step 1: Go to the reset page

On the login site, click the Forgot Username/Password button to go to the Reset page

Step 2: Enter the required information

Enter the required information to recover the login

Account number or username
Social security number
Postal code
SSN

Step 3: Finished Recovery

Click the Find My Account button to finish. If the information you have entered is valid, you will be provided with a new username or password upon your request. Follow the rest of the prompts until you complete the verification process. You will then need to create a new password to login to your Petco credit card online account.

Make a payment on your Petco credit card

Comenity Bank, which is now Bread Financial, offered many ways to take credit cards Petco payment. Simply select the options below that are convenient for you to make your payment.

Pay Online

In order to pay credit cards Petco online, you must first register for online account access by following the step above. After registering your account, you can make a payment as follows:

Login to your Petco credit card account with your username and password.
Have your bank account number and sort code ready.
Follow the instructions to submit the payment.

Payment through EasyPay

Go to “d.comenity.net/easypay/petcopay/welcome” and enter the information below.

Credit account number
Zip code or zip code
Identification type
Click Find My Account

Pay by Mail

Mail a US dollar check, money order, or cashier’s check to the name and address on your billing statement. Don’t send cash.
Enclose your Petco pay slip with your payment. Don’t pin the payment to the stub or send additional correspondence with your payment.
If you do not have your payment slip, please provide your account number on the check or money order to ensure Comenity credits your account with the payment.

The Petco credit card accepts payments to the following address:

Comenity Bank
PO Box PO Box 659705
San Antonio, TX 78265

Pay by Phone

To make your Petco credit card payment by phone, call the customer service number on the back of your card or call 1-855-266-0558

Petco credit card customer service

Can’t find what you’re looking for on this blog? If you need further assistance, contact Petco Credit Card Customer Service.

Customer service: 1-855-810-2546

TDD/TTY: 1-888-819-1918

Customer Service Hours

8:00 a.m. – 9:00 p.m. EST.
Closed on Sundays The opening hours of the
Live customer service may vary on public holidays.

Customer care address

Comenity Capital Bank
PO BOX 183003
Columbus, Ohio 43218-3003

FAQs

Some purchases may qualify for a finance plan, but we do not receive rewards for electing to participate in these plans. The terms available depend on how much we spend on a transaction, as follows:

6 Months: We need to spend at least $299 to fund this period.
9 months: Minimum purchase of $399 required.
12 months: This financing requires a minimum Petco purchase of $499.

This option might be useful for pet parents using Petco vets, but not all locations are suitable.

Cardholders of both cards get 8% cashback on Petco purchases, while MasterCard gets 2% cash back on grocery purchases and 1% cash back on Petco purchases. instead of just 5 percent as prescribed for Pals rewards members.

Although the rewards on these cards are advertised as percentages, we collect Pals Rewards – points that we can only use at Petco. We receive 1.6 points for every purchase at Petco, and those with the MasterCard version receive 0.4 points for groceries and 0.2 points for everything else.

100 points you will redeem 5$ in your credit account. For this, we must do it online or by calling Petco customer relations. Once we get the rewards, they are valid for one year.

When we return a purchase, the points are removed from our accounts. So if we’ve already used our rewards, we could end up with a negative score. Even if we return items that we have purchased with rewards, this rewards will not be refunded.