The Suntrust routing number is important to any transactions with Suntrust bank. Truist bank routing number is easy to find and use. In this article, we will provide you in detail to help you understand what it is, how to use and what to note.
About Truist Bank
SunTrust Bank is headquartered in Georgia, USA. This is good news for all of our people out there! In fact, there are also 12 states that have SunTrust offices operating across the country. The bank is known for its origins as a hybrid of numerous southern banks in the United States.
In 2019, SunTrust Bank and BB&T Bank merged to form Truist, becoming the sixth largest commercial bank in the United States at the day. Truist confidence account offers a range of banking service for individuals and businesses, including deposit accounts, wealth management, and lending.
SunTrust’s inspiration came from the idea of how banking could become easier and more accessible for people in the future. Without having to wait a few days for an inquiry to be answered or endure the excruciating delay of money transfers.
Truist provides a wide range of home loan options, competitive rates, online calculators, and assistance when purchasing, building, or refinancing a home.
Read more on: Bank of America
What Is A Truist Routing Number?
The American Bankers Association Routing Transit Number (ABA-RTN), simply called the routing number, is a nine-digit code. It identifies where your money goes when transferred between bank accounts in the United States.
Using the correct no. is very important as the wrong one will result in your direct deposits, on-line checks or ACH transfer
going to the wrong bank.
Keep in mind that your Truist routing number may match a SunTrust routing number, is 061000104, the same as BBT bank, which have different from each state they serve.
|STATE||BB&T ROUTING NUMBER||STATE||BB&T ROUTING NUMBER|
|District of Columbia||054001547||Ohio||042102267|
|New Jersey||031204710||West Virginia||051503394|
How To Find Your Truist Routing Numbers Online
Figuring out your number can be frustrating with just one bank. When you add the complications involved in merging two banks, it becomes even more difficult.
There are a variety of ways you can find your ABA routing number: contact Truist, look at a checking or bank statement, or log in. If you are unsure if you have the correct sort code, please contact Truist at 844-487-8478 as your money may end up if you have the wrong sort code.
Find Your Routing Number On A Check
Sort codes are located at the bottom of your checks — there are three groups of numbers, often on the bottom right of the check but sometimes closer to the middle. The routing number is the first set of nine numbers of this sequence of numbers are the correct ones.
The digits after that are your bank account and the bb&t bank check number.
Routing Number For International Wire Transfers – SWIFT Code for Truist
If you need to receive money from an international transfer, you should provide the sender with the Truist SWIFT code and your bank no.
What Is A SWIFT Code For Money Transfer
It is an 8 to 11 character string of letters and numbers used to identify a bank for international money transfer.
The first four characters are the bank’s code, the next two characters are the country code, and the following two characters indicate the location of the bank’s head office. The last three characters are optional and identify the location of a specific branch banking.
The code for Truist is SNTRUS3A – you can sometimes find XXX at the end which indicates that Truist doesn’t have any specific branch codes in its code.
What Your Personal Account Need For An International Transfer
Truist allows you to set up transfers through its on-line portal or with a bank representative. In order for you to receive an international wire transfer to your Truist individual bank, the sender must provide the following information.
- The amount will be transferred
- The frequency of the transmission if it is recurring
- The date when the money should be transferred
- The reason for the transfer
- Your international bank numbers, including Truist bank account number and SWIFT code
They may also be required to provide some of your personal information, e.g. B. Your address.
Wired Guide Number For Your Account
Bank transfers are a safe and convenient way to send money electronically, even faster than waiting for it to arrive at your doorstep. A transfer can take a few days or just a few minutes.
Banks today use different sort codes to process these transactions faster and more effectively. But of course, SunTrust has no problem managing all tasks at the same time since their ABA number stays the same no matter what state you are in.
The SunTrust bank code for transfers used in the US is 061000104. The bank code for transfers from outside to the United States will continue to use 061000104.
So grab a pen and paper, or just take a screenshot, because SunTrust’s SWIFT code is SNTRUS3A. You may find that the code used for international transactions is also slightly different.
Routing Numbers For ACH Transfers
Based on your entitlements, you can initiate two types of wire payments with Wire Transfer Service for Mobile Banking: international and domestic wire transfer. Please note, you should identify banks when processing domestic ACH payments or wire transfers.
The routing numbers of an Automated Clearing House (ACH) network are unique to every bank in the United States. It is a requirement as banks use it to determine where payments are coming from and which accounts they can be received into.
In order to make or receive an ACH bill payment, you need to know your sort code in combination with a bank no.. ACH routing number is required to submit an ACH or from a SunTrust. You can also use ACH routing codes for electronic withdrawals and inter-bank transfers.
The SunTrust number 061000104 works and operates in the following states:
- North Carolina
- South Carolina
- District of Columbia
- West Virginia
If you don’t see your state listed, SunTrust does not operate in that location. But don’t fret. You can always drive to the nearest state where SunTrust offices are located or do your banking electronically.
Is The SunTrust Routing Number The Same For Everyone?
It will most likely remain the same even if you move to a different state.
So if you opened your SunTrust in Georgia and moved to Florida. You can rest easy knowing there are no changes that might require you to set up or renew it again.
So if you’re looking for the least strenuous process, setting up a SunTrust account is definitely a win.
What happens if you overdraft fee Truist?
If you have both Overdraft Protection and Overdraft Coverage, Truist will use Overdrafts Protection first. If neither is present in your account, everyday debit card and ATM transactions that exceed the balance will be declined.
It is extremely important to ensure you have the correct sort code before setting up a direct transaction, ACH transfer or otherwise funds transfers between bank accounts. If you don’t know your routing, account number or other information needed for the transfer, contact your bank.
I recommend o make a phone call to Truist customer services if you have any problem.